How to Pay for Home Care Services in Palm Beach County, FL.

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A doctor and an older man sitting at a table How To Pay For The Services

Ways to Pay for Home Care Services

Call us to find out if we accept your insurance and to learn More about available home care payment options in Palm Beach County. Coverage for our services varies depending on your insurance plan.

Most insurance is accepted. We accept the following insurances:

How can I pay for home care services in Palm Beach County?

We accept Medicare, Medicaid (SMMC), VA Community Care Network, Medicare Advantage, Long-Term Care Insurance, Workers’ Compensation, and private pay. Our specialists verify your eligibility and bill your insurer directly.

Vertus HealthCare is an authorized VA CCN provider through Optum, eligible veterans may receive covered home care at no out-of-pocket cost. Call (561) 509-7069 to verify your eligibility and begin the authorization process.

We send patient responsibility invoices every week. At the time of your visit, we will confirm your expected billing schedule.

Your deposit is held as a credit and applied toward your final bill upon completion of services. Any remaining balance will be refunded to you.

Yes,we verify your coverage before care begins and bill Medicare, Medicaid, VA, LTC Insurance, and Workers’ Compensation directly on your behalf.

Call us at (561) 509-7069 for any billing questions, insurance claims, or coverage verification concerns. Our team is happy to assist you.

Vertus HealthCare is an AHCA-licensed agency (HHA 299995668) with trained, supervised caregivers. A nurse registry only refers independent contractors, with no supervision or billing support provided.

Medicare covers skilled nursing and therapy when physician-ordered but does not cover personal care, companionship, or housekeeping. Call (561) 509-7069 to verify your specific coverage.

How to Get Started With Home Care Services

01

Contact Our Team

Call us to discuss your needs and available payment options.

02

Verify Coverage

We check Medicare, Medicaid, VA, insurance, or private pay eligibility for your case.

03

Care Plan Setup

Our coordinators create a personalized plan based on your medical needs.

04

Start Care at Home

Licensed caregivers begin services quickly and safely at your home.

Long-Term Care Insurance (LTC)

Long-term care insurance is one of the most effective ways to pay for home care services in Palm Beach County, including skilled nursing, personal care, and in-home support. Policies cover services not typically included under Medicare or standard health insurance.

Key policy factors include daily benefit limits, elimination periods, and covered activities of daily living (ADLs). Each LTC policy is different; benefits, waiting periods, and covered home care services vary by plan. Contact us so we can review your policy, verify your coverage, and assist with the claims process on your behalf.

Already have a long-term care insurance policy? Our team reviews your plan, confirms your home care benefits, and manages the entire claims process so your family can focus on care.

At Vertus Healthcare, we understand the crucial role that Occupational Therapy plays in helping individuals regain independence and improve their daily living skills. Our Occupational Therapy services are designed to provide personalized care and support, enabling patients to lead more fulfilling and productive lives.
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Private Pay

Vertus HealthCare provides home care services on a private pay basis for clients and families in Palm Beach County. Private pay covers services not reimbursed by insurance, Medicaid, or VA benefits and can be fully customized to meet your family’s specific care needs.

Private pay is also the fastest way to pay for home care services, with care often starting within 24 to 48 hours.

Workers' Compensation

Workers’ compensation may cover the cost of home care services following a job-related injury when authorized by a physician and supported by an approved claim. Vertus HealthCare assists with verification of approved services and coordinates directly with your workers’ compensation payer. Contact us so we can verify your coverage and confirm eligibility before services begin.

Not sure if your injury qualifies? Our reimbursement specialists review your claim, confirm covered home care services, and handle all billing coordination on your behalf.

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Get In Touch

Contact us to learn more about how to pay for home care services in Palm Beach County. Our care coordinators are here to verify your coverage, explain your payment options, and connect you with the right support for your loved one. We are committed to making the process simple, compassionate, and focused on your unique needs every step of the way.

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